Business Checking

Checking account Business Essential
Business Select
Professional
Commercial Analyzed
Commercial Now
Key features No monthly service charge and no minimum balance. For customers with higher activity. Specialized account for attorneys, CPAs, doctors and other executives/professionals. Analyzed account that enables you to offset monthly charges based on account balance. Analyzed account for non-profits, sole proprietorships and other commercial entities eligible to earn interest.
Minimum opening balance $100 $100 $100 $100 $100
Overdraft privilege* Yes Yes Yes No No
Southwest Select Business line of credit** Up to $150,000** Up to $150,000** Up to $150,000** Up to $150,000** Up to $150,000**
Interest-bearing account No No No No Yes
Electronic items No charge No charge No charge Refer to fee schedule Refer to fee schedule
Non-electronic items

100 Free, $.35 each additional

200 free, $.35 each additional

500 free, $.35 each additional

Refer to fee schedule

Refer to fee schedule

Monthly service fee

None

$15 or waived with average available balance of $6,000

$35 or waived with average available balance of $35,000

Monthly fees may be offset by earnings credit based on average positive available balance less float and reserve.

Monthly fees may be offset by earnings credit based on average positive available balance less float and reserve.

Online banking

Online Banking

Choice of Online Banking
or Business Online Banking Plus

Choice of Online Banking
or Business Online Banking Plus

Treasury Online Banking

Treasury Online Banking

Business debit card Yes Yes Yes Yes Yes
Additional benefits

Increase earnings credit rate for select services

Increase earnings credit rate for select services

Equal Housing Lender Member FDIC