Credit Cards

We offer two great Visa® card options!

Standard Card

Receive a competitive interest rate with no annual fee!

  • Available to all applicants for Visa®
  • No intro rate
  • APR of prime + 10.99%*
  • No annual fee
  • 25 day grace period on all purchases. No grace period for cash advances or cash equivalent transactions.
  • Individual and summary billing options
  • Visa® Business Benefits of rental car collision damage waiver protection and travel insurance.
Preferred Points Card

Earn one point for each dollar spent up to 10,000 points per month.
Points can be redeemed for cash back, travel, merchandise, and retail gift cards.

  • Available to all applicants for Visa®
  • No intro rate
  • APR of prime + 10.99%*
  • $49.00 annual fee per account
  • 25-day grace period on all purchases; no grace period for cash advances or cash equivalent transactions
  • Individual and summary billing options available
  • Visa® Business Benefits of rental car collision damage waiver protection and travel insurance available

*After introductory rate, the Annual Percentage Rate (APR) will vary based on changes in the Index (the National Prime Rate published in the Wall Street Journal). The Index will be adjusted on the 25th day of each month or the business day preceding the 25th day if that day falls on a weekend or a holiday recognized by the Federal Reserve Bank. Changes in the Index will take effect beginning with the first billing cycle in the month following a change in the Index. Increases or decreases in the Index will cause the APR and periodic rate to fluctuate, resulting in increased or decreased interest Charges on the Account. The Account will never have an APR over 21%.

Equal Housing Lender Member FDIC