Treasury Management Services
Success is in the details.
We’re there for you every step of the way, from installing equipment to being available by phone to answer questions. No 800 numbers: we’re right here in Texas – we’ll even send assistance in person.
Account Management and Balance Reporting. Access your account information, check balances and transaction history, make account to account transfers, stop payments and view check images.
ACH Block. Minimize the risk of unauthorized ACH transactions with the ability to block debit or credit entries.
ACH Origination. Process payroll, tax and payments electronically and economically.
Electronic Data Interchange (EDI). Eliminate guesswork with payer information attached to every ACH payment.
Merchant Services. Accept and process credit cards easy and fast.
Payroll Cards. Payroll distribution service whereby employees receive payment for wages and/or other compensation through payroll cards.
Positive Pay. Protect against fraud with early warnings of check irregularities, such as encoding errors or multiple postings.
Wire Transfers. Initiate domestic and international wire transfers.
CD ROM Image Archive. Eliminate paper clutter by storing check images in one easy place.
Lockbox. Accounts receivable go directly to us to be processed, which allows you to register the payment and apply it to your customer’s account faster.
Remote Deposit Capture. Deposit checks from your desktop 24/7 – we’ll install the equipment for you.
Sweep and Cash Concentration. Increase your earning power by investing available funds.
Zero Balance Accounts. Lets you concentrate funds in a central account while eliminating idle funds in other collection/disbursement accounts.
Commercial Money Market Sweep. Moves any excess balance (after service fees are covered) into an account that earns you interest.
Combined Account Analysis. Pools all your accounts for earnings credit, to reduce or eliminate monthly service charges.*
Merit Banking. Receive special discounts and incentives for your employees who open a new Southwest Bank checking account.