Welcome to mobile banking from

Southwest Bank

Holiday Notice

In observance of Independence Day, our offices will be closed on Monday, July 4.

Which loan is right for you?

It’s easier to buy a home
when you feel at home.

Traditional Loan Programs

Fixed Rates

  • Rates and payments fixed over the life of the loan
  • Can refinance if interest rates go down
  • Various terms available

Adjustable Rate Mortgages

  • Initial, low interest rates
  • A variety of fixed rate periods
  • Interest rate caps that can limit increases to rate

Balloon Mortgages

  • Lower monthly payments from longer amortization
  • Rates typically lower than fully amortizing loans
  • Balance may be able to convert to a new loan


  • Great for first time home buyers
  • Minimum down payment (can be a gift source)
  • Government-backed program

Portfolio Lending

  • Interim Construction Loan
  • Home Improvement Loans
  • Foreign National/Individual Tax ID Number (ITIN) Loans
  • Jumbo
  • Second Liens

Financial Management

  • Cash Out Refinance
  • Debt Consolidation Programs
Equal Housing Lender Member FDIC