Personal Checking

All personal checking accounts include the following benefits:

  • Unlimited Check Writing
  • Southwest Bank Debit Card
  • E-statements including Imaged Items
  • Online Banking with Bill Pay
  • 24-Hour Phone Bank Inquiries
  • Transactions at Southwest Bank ATMs
  • Account-To-Account Transfers
Checking Account Free E-Checking Lifestyle Checking Star Checking Interest-Plus Checking
Key features No nickel-ing. No dime-ing. Our E-Statement checking account with no charges. Maintain a small balance and enjoy great benefits. Benefitting the 55+ customer with interest and flexibility. For higher checking balances, enjoy our most progressive account.
Minimum opening balance $100 $100 $100 $5,000
Overdraft privilege** Yes Yes Yes Yes
Also free

Cashier's Checks

  • Cashier's Checks
  • Personalized wallet bank stock checks
  • Cashier's Checks
  • Personalized wallet bank stock checks
  • Initial Trust advisory consultation
  • 3x5 safe deposit box or credit towards a larger box, based on availability
Interest-bearing account

No

No

Yes, with daily minimum balance of $1,500

Yes, with daily minimum balance of $5,000

Monthly service charge

None

$8 or waived with daily minimum balance of $800

$15 or waived with daily minimum balance of $1,500

$15 or waived with daily minimum balance of $5,000

Additional benefits
  • Foreign ATM fees refunded upon receipt submittal within 90 days of transaction
  • Commission waived on first equity trade ($50 value)
  • 1/4% discount on personal loan rates with automatic payment deduction*
Equal Housing Lender Member FDIC