Opt-in Form

At Southwest Bank, we want you to be fully informed and prepared to make a decision about overdraft protection that is right for you. Currently, we offer a feature called Overdraft Privilege Service (ODP) on our checking account products (for consumer accounts).

With ODP, we may authorize and pay ATM and every day debit card transactions even though you do not have enough money in your account to cover the transaction. We offer this service as a convenience and to provide a safety net to our customers for those unexpected expenses.

Beginning July 1, 2010, overdraft protection for your ATM or every day debit card transactions will only be available if you agree or “opt-in” to this protection. (Your checks and recurring bill payments will continue to be covered as before).

If you choose to opt-in to this service, please complete and print the Overdraft Protection Opt-in Form below, and drop it by your nearest Southwest Bank branch or contact our customer service team at 817-298-5600 or 972-919-1625.

*Account eligibility subject to bank approval.

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