Identity theft occurs when your personal information such as usernames, passwords, social security numbers and/or financial account details are obtained deceptively via email, phone call, text message or social media scams. Once obtained, your personal and financial information can be used to commit fraud.
Scammers often attempt to convince victims to reveal personal information by creating a sense of urgency, such as a need to communicate with you for your own safety or account security.
Fraudulent emails may look like they are from a legitimate company. They may also have links or attachments that appear legitimate, but are actually designed to capture your personal or financial information.
Phone and Text Fraud:
Be suspicious if you receive a call or text from someone you don’t know. Scammers have the ability to make the caller ID appear that the call is coming from a legitimate company. They may also know some of your personal information to make the call sound more authentic. Never provide personal or sensitive information on a call that you did not initiate.
Debit Card Fraud:
Debit card fraud is on the rise across the country. While enjoying the many conveniences your Southwest Bank debit card offers, you should also protect your debit card. Here are some important safety tips: